Imports
CSV, Excel, PDF
Statement-first onboarding that starts from real records instead of manual setup.
Current live product. Current live pricing.
AI-assisted personal finance
GrapeFinance helps you clean up your money data, track spending, and stay tax-ready without the accounting clutter.
Import CSV, Excel, and text-based PDF statements, review what needs attention, attach receipts, build rules, track budgets, and prepare tax evidence in one secure South African workspace. Starter covers the core workflow. Tracker adds the full AI chat and voice workflow with monthly included tokens.
Single-user workspace
One bank account in the live app
Built for South African personal finance
01
Import statement files you already have
Upload CSV, Excel, or text-based PDF statements instead of rebuilding your financial history manually.
02
Review, normalize, and clean transactions
Automatic normalization, duplicate detection, and the Needs Review workflow help you clean the ledger before it becomes useful for budgets and tax prep.
03
Use rules, receipts, budgets, and AI when needed
Build repeatable categorization rules, attach spend evidence, monitor category budgets, and use chat or voice if your plan includes AI or you have paid tokens available.
Budgets
Warnings before drift
See category budgets on the dashboard and get warned as spending approaches or exceeds thresholds.
Receipts
Evidence stays attached
Upload receipt photos and files, review parsed details, and keep spend evidence ready for budgeting and tax.
Tax readiness
Less scramble later
Prepare supporting documents, deduction clues, source-code hints, and SARS filing packs in one place.
Access flow
Create your account, verify it, pay, then enter the workspace.
GrapeFinance access is payment-gated. The live onboarding flow is designed to set up a real account, verify the email owner, complete billing through PayFast, and only then open the workspace after payment confirmation.
- Create account in the app.
- Verify your email address.
- Complete PayFast checkout for Starter or Tracker.
- Access your workspace after payment confirmation.
Email verification
PayFast checkout
Workspace opens after payment confirmation
Choose your plan
Starter or Tracker
Starter is for statement imports, review, rules, receipts, budgets, and tax readiness. Tracker adds monthly included AI tokens plus the full AI chat and browser voice workflow.
Account creation happens at app.grapefinance.co.za.
Security, contact handling, and onboarding expectations are covered in our
Security & Privacy notice.
How it works
A practical workflow for ordinary finance admin.
Go from raw files to cleaner records, budget visibility, and tax-ready evidence in six clear steps.
1
Upload statements or receipts
Bring in statement files and receipt records from the formats you already have.
2
Review and clean transactions
Work through duplicate detection, normalization, and the Needs Review queue until the ledger is usable.
3
Build rules from repeated decisions
Turn repeated categorization choices into reusable rules so imports get cleaner over time.
4
Track budgets and spending trends
Set monthly category budgets, watch dashboard progress, and catch overspend before it becomes a surprise.
5
Prepare tax evidence and filing packs
Keep supporting documents, receipt evidence, salary benchmarks, deduction clues, and filing-pack prep together.
6
Use AI when needed
Ask the assistant by chat or browser voice once Tracker tokens or purchased paid tokens are available on the account.
Budgets
Budgeting that stays connected to the transaction record.
GrapeFinance lets you set monthly category budgets, monitor progress from the dashboard, and surface warnings as spending approaches or exceeds the thresholds you care about.
- Set monthly category budgets that reflect how you actually spend.
- See budget status directly alongside spending and merchant trends.
- Catch threshold warnings early instead of discovering overspend at month-end.
- Use cleaner transaction data so budgets reflect reviewed records rather than raw imports.
Receipts
Upload the evidence while it is still easy to find
Receipt photos and files stay tied to the transaction workflow so budgeting reviews and tax prep do not rely on scattered folders later.
Rules
Repeated cleanup should not stay manual
Build categorization rules from real decisions so recurring merchants and common transaction patterns stop creating the same admin every month.
Tax readiness
Prepare for SARS season with cleaner records and better evidence.
GrapeFinance is not a SARS filing platform and it does not replace professional tax advice. It helps you organize the records, deduction clues, source-code hints, salary benchmark comparisons, and filing-pack preparation work that usually becomes noisy later.
- Track supporting documents and spend evidence in one workspace.
- Review salary benchmark comparisons and other tax-readiness signals.
- Prepare SARS filing packs from records that already live with the transaction history.
- Use receipt review and deduction support to reduce last-minute document hunting.
GrapeFinance helps with organization and preparation, but it does not provide personal financial advice. If you need advice tailored to your situation, please contact us.
AI usage
Included on Tracker, optional on Starter
Tracker includes 50,000 AI tokens per month. Starter can still use AI through top-up bundles at R40 for 50,000 tokens, R75 for 100,000, or R99 for 150,000, without any bundled monthly AI allowance.
Storage
Tracked and expandable
Included storage is monitored in-app, and recurring storage top-ups can be added when your records need more room.
Start with the real product
Create your account and choose the live plan that fits.
Use Starter for the core workflow or upgrade to Tracker for included AI tokens, chat, and browser voice.